I am not a qualified Financial Adviser, nor have I ever claimed to be.  Apart from once, on a night out.  But I was very drunk.

All prices in my posts are correct at the time I publish them.  Please check that the prices I quote are still available.

All opinions on here are my own and should not be construed as financial advice.  If you do require financial advice, then please seek the opinions of a professional.

If you are struggling financially, then contact a charity such as Stepchange.  They offer free and impartial advice.  There are companies that offer assistance, but come at a price.