Looking for a decent car insurance provider? Take a look at this Quote Me Happy review to see why they’re the 1st car insurance provider I’ve ever renewed with and how you can earn yourself a free Amazon gift card worth £50.
Quote Me Happy review
I kid you not, but until a couple of years ago, I had never stayed with the same car insurance company for longer than a year. And why should I?
Every year, I would get a renewal price which was more than the previous year, forcing me to shop around. When I found a better price, I would phone to cancel my (automatic) renewal and I would then be offered a discount! It’s so frustrating that they don’t offer you their best price straight away.
But now, I am entering my 3rd year with Quote Me Happy.
Who is Quote Me Happy?
Quote Me Happy is actually owned by Aviva. And Aviva isn’t exactly small fry when you consider they have over 33 million customers across the world.
So at least you can be assured that it’s not a tiny company being run from somebody’s bedroom.
But why did Aviva create Quote Me Happy?
Taken from their website:
When we wanted to create a new way of buying and managing insurance online, we asked the UK’s customers what they want and they told us they need reliable insurance that’s easy to buy and simple to manage, completely online. Happily, it means we can offer our customers low premiums too.
So is it easy to use?
This is no different from any other online insurance company or comparison site you may have used. It shouldn’t take much longer than 10 minutes to enter your details and receive your quote.
If you decide to become a customer, you manage your account yourself. Just log in, and all your details and documents are within easy reach.
Any other benefits?
Because the majority of their business is conducted online, it means Quote Me Happy can keep their costs lower. But another major benefit comes when you need to change details on your policy. The majority of insurance companies charge £30+ when it comes to altering the slightest detail to your insurance certificate, even if it takes them seconds. Quote Me Happy allows you to make all the changes yourself for free!
I recently changed cars and a new quote took me 5 minutes and cost me nothing. In fact, I even received a small refund!
To keep costs down, Quote Me Happy won’t send you any physical copies of your documents. If you ever need them, you’ll have to print them out yourself.
If you have any problems with your account, you will need to rely on emails to sort out your issues. Although Quote Me happy have always been quick to reply, it could cause frustration for some.
So, is it all online?
No. Let’s be honest, making a claim isn’t always the simplest of processes. That’s why there is a 24/7 claims line available, so an operator can take you though the process.
How are they for claims?
This is a factor not many people consider when taking out car insurance. You may have found the cheapest price, but what is the likelihood of your insurer paying out and how easy are they to deal with?
I have only had one experience with claiming through Quote Me Happy so can’t claim to be an expert on the matter. A neighbour managed to drive into my parked car (no idea how), so I needed to let them know. The process was actually very easy and my car was fixed within a couple of weeks. And, I was given a very flash courtesy car. Although I was a little nervous to drive it in case I scratched it…
Just make sure that you take out insurance suitable for your needs. Most companies now give you only the basics when you take out your policy. If you need extras such as legal protection and a courtesy car, always factor these in when working out prices.
And a £50 Amazon voucher?
If you decide to take out car insurance with Quote Me Happy and you’re a new customer, use the code C98PQ5 when you join and we both receive a free £50 Amazon voucher.
If this Quote Me Happy review has interested you, you can visit their site here.
Or take a look at my 8 simple ways to reduce the cost of your car insurance.