Have some credit card debt you need to move? Well, it’s not often you get the chance to transfer your credit card debt to a 0% card and get paid for it.
I’m sure many of us are in a similar situation. The Christmas period puts pressure on us all, and we can sometimes find ourselves overspending. Credit cards are often useful but are very short-term solutions. Interest rates are high and if you don’t clear that balance, it becomes harder and harder.
0% cards are often a great way to manage this debt, but these often come with fees. However, Halifax has a credit card which offers 0%, no fees and you could even earn money for signing up!
How does this work then?
The card in question? The “0% No fee Balance Transfer Card“. Before you apply, make sure you get the right card! Halifax has a plethora (I never get to use that word in public) of cards, so make sure you choose the right one.
The card will give you 0% on balance transfers (as long as they are made within the first 90 days) for a total of 29 months. On top of this, you will also receive 0% on purchases made within the first 3 months.
Usually, when you transfer a balance, you’ll be charged a fee. However, this card is currently allowing you to do it for free.
And I get paid?
Yep. Go through TopCashback (the card is listed as Halifax 29/3 Balance Transfer Fee Card) and you will qualify for £21 cashback. And unlike previous years, there isn’t a minimum amount you need to transfer to the card.
Remember to transfer your credit card debt within 90 days, otherwise you will be charged a 3% fee.
If you clicked on my Halifax link above, then please remember to close your browser and clear your cookies before clicking through from TopCashback – otherwise my site will have referred you and you will miss out on the £21.