transfer your credit card debt

Transfer Your Credit Card Debt to a 0% Card and get Paid!

In Banking, Financial Health by Money Saver Pete

Have some credit card debt you need to move? Well, it’s not often you get the chance to transfer your credit card debt to a 0% card and get paid for it.

I’m sure many of us are in a similar situation. The Christmas period puts pressure on us all, and we can sometimes find ourselves overspending. Credit cards are often useful but are very short-term solutions. Interest rates are high and if you don’t clear that balance, it becomes harder and harder.

0% cards are often a great way to manage this debt, but these often come with fees. However, Halifax has a credit card which offers 0%, no fees and you could even earn money for signing up!

How does this work then?

The card in question? The “0% No fee Balance Transfer Card“. Before you apply, make sure you get the right card! Halifax has a plethora (I never get to use that word in public) of cards, so make sure you choose the right one.

The card will give you 0% on balance transfers (as long as they are made within the first 90 days) for a total of 29 months. On top of this, you will also receive 0% on purchases made within the first 3 months.

Usually, when you transfer a balance, you’ll be charged a fee. However, this card is currently allowing you to do it for free.

And I get paid?

Yep. Go through TopCashback (the card is listed as Halifax 29/3 Balance Transfer Fee Card) and you will qualify for £21 cashback. And unlike previous years, there isn’t a minimum amount you need to transfer to the card.

Remember to transfer your credit card debt within 90 days, otherwise you will be charged a 3% fee.

*Please note*

If you clicked on my Halifax link above, then please remember to close your browser and clear your cookies before clicking through from TopCashback  – otherwise my site will have referred you and you will miss out on the £21.

Find out more about cashback sites.