Want to earn some extra money to help with your bills? Then take a look at this ZipZero review to see why this is an app not to be missed.
It seems to me that there’s an ever-increasing amount of receipt scanning apps available. But that’s good news for us as it gives even more opportunities to earn.
Usually, you can earn cash or Amazon vouchers as your reward. But ZipZero is slightly different and instead, sends any money you earn towards a bill of your choice.
Would you like a free £10 for trying out an app that will help you save? Take a look at the Chip app.
Who is ZipZero?
ZipZero is owned by ZipZero Global Limited, a UK company based in London, established in January 2019.
Taken from their website:
We founded ZIPZERO because we wanted to find a way to help households get out of the rut of making ends meet.
What became all the more clear was that we wanted to find a way to help everyone else break free from the burden of monthly bills. For us, paying zero for our monthly bills is everything.
How does it work?
It’s all very simple. Download the app to your phone, either Apple or Android. Then, every time you purchase an item, take a photo of the receipt and you receive 1% of the total amount back into your ZipZero account.
ZipZero will accept receipts from any purchase made from a UK shop. The purchase does need to be made for personal reasons (ie not on behalf of a company) and made by you or a member of your household.
The money from your ZipZero account can then be put towards a utility bill of your choosing.
Unlike most receipt scanning apps, there are very few barriers when using ZipZero. You can scan as many receipts as you like and from any shop.
You are limited to earnings of £50 per month, but I’m pretty sure most of us don’t spend £5000 in such a short period.
The app is very easy to use, and it usually takes a few seconds to scan a receipt.
Their customer service has been very good whenever I’ve had a question and I’ve never had to wait more than a few hours for a reply.
Initially, I struggled with double-sided receipts being recognised. However, ZipZero knew about the issue and a recent update to the app solved that.
Personally, I am not a fan of how you are paid though. The money you earn needs to be paid straight towards a utility bill. Utility bills include: electricity, gas, water, internet, phone bill and council tax
When you make an overpayment, your direct debit should be adjusted to match this. However, I have had issues with my council tax before and I had to manually reclaim the money. I know this is an issue with my local council rather than ZipZero, it can be a nuisance.
So, staying away from my council, I tried making a payment to my energy company. I am with Octopus Energy (click here for £50 when you join) but they do not provide any bank account details to pay directly. So I needed to email them to find their account and sort number. In fact, they weren’t overly helpful and it took about four emails before they gave me the details.
However, ZipZero only allows you to enter numbers when entering your account details. My Octopus account is a mixture of numbers and letters. That meant I needed to email ZipZero to manually add the details.
To be fair to them though, they added the details quite quickly.
The only other downside is that ZipZero cannot accept Tesco online receipts. However, they have told me they are working on it.
My ZipZero review conclusion
I understand partly why ZipZero has decided to go down the route of paying your utility bills directly. It’s always important to clear your bills before you spend elsewhere.
However, it does feel a little bit like they’re telling you what you can spend your money on.
But, that is a very minor downside. It’s an easy to use app that gives you 1% back on everything you buy that provides a receipt. You can’t say fairer than that! This is certainly my new favourite receipt scanning app and certainly worth signing up to.
If my ZipZero review has interested you, why not take a look at the best receipt scanning apps.