The Money Life Simulator: Can You Retire a Millionaire?
Think you’re good with money? Put it to the test.
Try the Money Life Simulator and see whether your decisions can make you a millionaire by retirement. Then have a go at the money snake game and see how many £s you can collect.
The Money Life Simulator: Can You Retire a Millionaire?
Start at 18 with a small salary, a bit of savings and a lot of life ahead of you. Every decision changes your financial future.
How it works
- You start at age 18 with a modest income and small savings.
- Each year, you pick one main move.
- Your choices affect savings, investments, debt, pension, salary, and home ownership.
- Random events can help or hurt you.
- At the end, your score can be saved to the shared leaderboard.
⚠️ Be quick — life moves fast. Once the game starts, you’ll only have 15 seconds for each decision.
Your six main choices
Boost savings Safe and steady. Good for building a cash buffer.
Invest for growth More risk, but better long-term upside if things go well.
Invest in career Costs money now, but can increase your salary later.
Start a side hustle More effort and some upfront cost, but extra income can build over time.
Buy or improve home Save for a deposit, buy a property, or overpay your mortgage.
Family / life spend Enjoy life more now, but it usually slows wealth building.
Enter your name and see if you can make the leaderboard.
Age18
Salary£18,000
Savings£1,000
Investments£0
Pension£0
Net Worth-£500
Life stage: Starting out Home: Renting Family: No children
Decision timer 15s
This year
You’ve just turned 18. Small income, small buffer, and a lot of years ahead of you.
Pick one move
What just happened
Start the game and make your first decision.
Life log
Result
£0
Leaderboard
| # | Name | Score | Risk |
|---|---|---|---|
| Loading leaderboard... | |||
Top scores from all players appear here.
Eat the £ symbols. Just for fun — no real money is awarded.
