Are you a TopCashback customer but not had a great experience with them? Or are you just looking for a site that can give you better value? Take a look at this list of TopCashback alternatives you really should consider.
Quick summary of sites to consider:
- my money pocket
- Airtime Rewards
Cashback is a great way to earn a bit extra or save money on your shopping. In fact, I have managed to save well over £3,500 since I started using them. My go-to site is TopCashback, although I’m well aware that this isn’t everybody’s favourite.
Like it or not, all cashback sites have their downsides and don’t always deliver on their promises. However, if you’re certain that TopCashback isn’t the site for you, then here is a list of the best alternatives. All come with their own little quirks, so it’s a matter of choosing what’s right for you.
Quidco is probably the biggest rival to TopCashback. In fact, back in 2019, the sites were due to merge to create some kind of super cashback site. However, the Competition and Markets Authority (CMA) stepped in and cancelled the merger with concerns that the company would be too dominant when it came to cashback.
Quidco is very similar to TopCashback and operates in almost the same way. The only real difference between the sites is the percentage they pay you, which can differ from day to day.
There is a paid membership option, which will earn you extra money when you shop. Well worth it if you’re a regular user.
Quidco also has an extra feature called ClickSnap. This is in app that offers you deals on certain items at supermarkets. For example, buy a bottle of alcohol and you’ll receive £3 back. All you need to do is take a photo of your receipt and upload it through the app and the money is added to your Quidco account.
If ClickSnap appeals, take a look at some other receipt scanning apps.
Pros: Competitive cashback rates, good choice of cash out options.
Cons: Some deals can take 6+ months to pay out.
my money pocket
A newer site compared to TopCashback and Quidco, my money pocket operates in almost exactly the same way. Just find where you want to shop, click on the link and earn. Although you tend to find that the base rate of cashback is slightly lower than that compared to its rivals, there are some are exclusive deals worth looking out for.
For example, my money pocket offered 15% cashback at Nike, whilst TopCashback and Quidco offered just 8%.
There’s no paid membership either, so what you see, is the best rate available,
A site worth looking at, although cashback rates aren’t always as good as some of its rivals.
Pros: Simple to use, a straightforward cashback site with some good exclusive deals.
Cons: Rates aren’t generally as good as TopCashback. It would be nice to have some other cash out options too.
imutual tries to be a little different from the above three. Not only do you earn cashback when you shop, but you’ll also earn shares in imutual. That’s right, you can earn part of your own company. Although it’s unclear how much these shares are really worth, if anything at all.
imutual has its own forum, where people discuss special offers and latest deals, not just with regards to cashback. However, you will find these discussions and more over at established forums such as Money Saving Expert.
You can withdraw your earnings straight to your bank account or PayPal.
Pros: You can find exclusive deals.
Cons: As the shares aren’t really worth anything, they seem a little gimmicky.
Do you consider yourself quite lucky? Or are you just looking for a bit more excitement in your cashback life? Then Boom25 could be the site for you.
You see, making a purchase through Boom25 doesn’t guarantee you’ll actually earn cashback. Instead, you’ll have a chance of 1 in 25 of winning the entire value of your purchase back. Depending on what you’re buying, that could be a hefty sum.
All earnings are paid into your PayPal account, although there is a minimum threshold of £10.
Pros: Something a little different, with a chance of earning a big payout.
Cons: You could walk away with nothing. Cash outs are a little slow too – up to 21 days. There is an instant option, although this comes with a fee of up to 17% and takes 2 days (not so instant).
KidStart is your bog-standard, click on a link and earn money kind of site… with a difference. All the money you earn is linked to your child’s savings account and all of your cashback is paid automatically into there. A great way for anybody looking to start a nest egg for their kids.
But it’s not just you that can contribute, but family members too. Alternatively, if you don’t have children (or don’t like your own) you can give your earnings to somebody else’s child.
There is also an option to open KidSave Junior ISA, which is an investment account which can be linked to KidStart.
Pros: An easy way to save towards a child’s future
Cons: Cashback rates are nearly always higher at other cashback sites.
Now, this is different to the rest and in some ways, a little better.
Airtime Rewards is an app that doesn’t require you to click on links. Instead, you link your debit and credit cards and so that each time you make a purchase, it automatically registers.
The best thing about this is that the cashback stacks with other sites. For example, if you make an online purchase at Boots, you can click through a link using one of the sites listed above, earning you cashback and you’ll earn extra through the Airtime Rewards app.
Once you have earned over £20, that money can be put towards your mobile phone bill.
Pros: Easy to use and as it is linked to your cards, you’ll never forget to use it.
Cons: Works with the major networks, but not with Sky Mobile. It would be nice to be able to withdraw as cash instead. Not many retailers are listed compared to the other cashback sites.
If you use the code 8YXY4BLK when you join, you will receive an extra bonus.
Are cashback sites always good value?
I am a big fan of cashback sites and always check them before I make any purchase. But don’t always assume you’re bagging a bargain because you’re getting a certain percentage back. Always shop around to see if there’s a better price elsewhere, especially when looking at more expensive items. I have seen cashback offers of over 10% at Currys, when the item was actually 20% cheaper at AO.com.
And as for insurance, I have sometimes found that companies increase their prices accordingly with the amount of cashback they offer. So it made no difference if you used a cashback site or went straight to the insurance provider.
Which is the best TopCashback alternative?
Quidco is the site that is the most similar to TopCashback and can often match them for rates. If you only see cashback as an added bonus, then you may fancy trying your luck with Boom25. But I would certainly sign up for Airtime Rewards as that can be used alongside all the other cashback sites.
Please note that this post contains affiliate links.