There is far more to Tesco Clubcard points than just exchanging them for money off your shopping. Exchanging points for one of their partner vouchers can get you 3 x their value. But take a look at which deals offer better value for money.
Ah, Tesco Clubcard points. Every little helps, or so they say. It’s nice to get a little something back for your loyalty, even though it probably means we have to spend more on our weekly shop. But Clubcard points have been useful to me in the past.
I used to save my points for the double-up events and buy all my kid’s Christmas presents. However, these stopped a few years back so I decided to start using their voucher scheme. This meant that I could exchange my points for up to 4 x their value at places like London Zoo and Pizza Express.
Then, in 2018, there was some slight controversy as Tesco decreased the value of some of their exchanges from 4 x to 3 x. However, getting 3 x the value for your points is still a bargain.
How much are Tesco points worth?
You will earn 1 Clubcard point for every £1 you spend. 100 Clubcard points is equal to £1, which gives each point a value of 1 pence.
- 500 points are worth £5
- 750 points are worth £7.50
- 1000 points are worth £10
- 5000 points are worth £50
- 10000 points are worth £100
When are my Tesco Clubcard vouchers due?
When you shop and earn with Tesco, your Clubcard points aren’t immediately available to spend. Instead, they are sent to you in vouchers four times per year in February, May, August and November.
How long do Clubcard vouchers last?
Once, your voucher has been issued, they will last for 2 years. You can check your online account for expiry dates. Vouchers are listed with the oldest vouchers (closest to expiry) at the top.
Can I use my vouchers for money off my shopping?
You can, but it’s a little bit of a waste. Instead, shop at one of the Tesco partners and you could get 3 x more for your money.
How do I swap vouchers for 3 x their value?
You need to log in to the Tesco Clubcard website and browse through the offers available. When you see something you like, you then need to decide how many vouchers you want to exchange. Don’t worry if you don’t have enough vouchers as most offers allow you to pay the rest by another form of payment.
If the value of your vouchers are more than the purchase price (for example you have a £45 Clubcard voucher and you only need £40), the extra money is converted back into points and will be available in your next statement.
What can I swap my vouchers for?
There are five categories where you can switch your Clubcard vouchers:
- Eating Out
- Home & Essentials
Which restaurants are included?
Swapping your Tesco vouchers for 3 x their value at your favourite restaurant may sound quite tempting. However, the choice is fairly limited. At the moment, you can eat at:
- Ask Italian
- Bella Italia
- Cafe Rouge
- Chef & Brewer
- Hungry Horse pubs
- La Tasca
- Pizza Express
What are the best deals?
Now TV is a great alternative for those who don’t want to pay the full wack for Sky. Ok, so you don’t get as many channels, but you can save a lot of money.
You could buy an Entertainment Pass for one month for only around £3.50 in vouchers (usually £10). That includes Sky 1, Sky Witness, Sky Atlantic, Sky Comedy, Sky Documentaries, Sky History, Sky Nature, Gold, Sky Crime, Comedy Central, Sky Arts, Fox, MTV, Nat Geo, Discovery Channel and SyFy.
Please note that this partnership is due to end 31st January 2021.
Eurotunnel Le Shuttle
If you’re looking to take a jaunt over to the near continent, the quickest way to do it is through the Channel Tunnel. However, it’s not always the cheapest, with the ferry companies offering very competitive deals. However, you can swap £5 of Tesco Clubcard points for £15 to spend on your Eurotunnel journey.
Just exchange your vouchers and call Eurotunnel with the number provided in the email to book your trip.
If watching the biggest blockbusters is your thing, then why not get a discount at your local Cineworld? 50 pence in points will give you £1.50 to spend. It is worth noting that if you book your ticket online, you will need to pay a booking fee when paying with Tesco vouchers. There is no fee if you book the ticket when in the cinema itself.
If you’re a regular cinema goer, then the Cineworld Unlimited card might take your fancy. As it sounds, you can watch any film any time, as many times as you like. Plus, you get 10% off snacks and drinks. £10 of Tesco points will give you £30 towards the card.
Days out – annual passes
If you like a bit of adventure and fun, then take a look at a Merlin Annual Pass. Merlin cover most of the biggest parks in the UK, including
- Legoland Windsor
- Thorpe Park
- Alton Towers
- The London Eye
- Various Sea Life Centres
Once again, 50 pence in Clubcard points will earn you £1.50 towards an annual pass.
Legoland Annual Pass
If you don’t think that you will make the most of all the Merlin parks, then an annual pass to Legoland may be more suited.
Through the Tesco Clubcard link, the price of an annual pass is £89 – or £30 in vouchers.
If you don’t want an annual pass and fancy just visiting for the day, why not take a look where to find half price Legoland tickets?
Tesco offer competitive prices on their mobile network already. However, as an extra discount, you can swap 50 pence worth of Clubcard points for £1 in vouchers.
Not everything is such a bargain
But, after a couple of exchanges, I realised that I might not be getting the bargain I hoped for.
During the summer, I decided to renew my car breakdown cover with the RAC. Usually, I do this through TopCashback to get the best deal. However, I remembered seeing that the RAC was one of Tesco’s exchange partners.
So off I toddled to drastically cut the cost of my cover, only to find out I wasn’t getting quite the deal I hoped.
You see, to exchange these vouchers, you often have to click on a link from the Tesco Clubcard site. Instead of taking you to (for example) RAC’s main site, it takes you to a slightly different part. Here you enter your details, but will find that your price will be slightly different. And not in a good way.
That’s right, using the Tesco Clubcard site means that your price could be more.
A few comparisons
Below are a few examples of how you can pay different prices.
A new customer looking for RAC cover including:
- Cover in any vehicle
- At Home
- Onward Travel
- Key Replace
Through the Tesco Clubcard link, the total cost comes to £184, or £61.50 in Clubcard vouchers.
If visiting the RAC direct, the exact same cover will cost you £72.50
Not only that but if you purchase through TopCashback, you’ll receive another 11% off.
That means that your cover should come to around £65.
So, although at first look you think you’re saving lots, it’s less than £5 if you go with Tesco.
Why not exchange your vouchers for your favourite magazine subscription?
I took a look at the cost of Grazia magazine. Probably, the finest literature out there.
Through the Tesco link, 51 issues will cost you £127.50.
But visiting Great Magazines directly will cost you £80.90. Plus, you will also receive a free Clive Christian 1872 Citrus Perfume – worth £45. (Please note that these offers seem to change each month)
At the time of writing, purchasing your subscription through TopCashback will earn you £6.30 back.
That means that buying directly will cost you £74.60 Deducting the value if the perfume will make the cost £29.60.
Through Tesco, it will cost you £43 worth of vouchers.
As you can see, the better value comes from visiting Great Magazines directly. But only if you want the perfume.
Although money off your food may sound tempting, the restaurants on the Clubcard list have plenty of other discounts available. Take a look at their websites to see that most offer meals deals or do a quick google search to find discount vouchers.
I still decided to email Tesco to find out why some of their prices differ and this was their response:
Ours is against the full price for all our deals because it is already an offer and the company may have their own offers and reduced prices which don’t apply to our offer.
I hope this is helpful.
Please don’t get me wrong as there is still value to be had from Tesco Clubcard vouchers. However, I do think that if a company is offering a special deal, it should be available to all customers at that price.
I recommend that before you exchange your vouchers, take a look at cashback sites first to see what kind of offers are available. For example, there is little difference between the price of RAC membership between Tesco and the RAC site, so you will be better off using your Clubcard points elsewhere.
If you’re unsure where to spend your points, the Delivery Saver option offers good value if you shop online with Tesco. Or take a look at exchanging your points for restaurant vouchers, as long as there is one near you.
If you’re a Tesco shopper, take a look to see if Tesco Clubcard Plus is worth it.
How to earn extra Tesco Clubcard points
There are several ways to boost how many Clubcard points you can earn.
- Tesco Mobile – earn 1 point for every £1 you spend on your contract (includes SIM only).
- Tesco Bank Credit Card – earn 1 point for every £4 you spend at Tesco or 1 point for every £8 you spend elsewhere.
- Tesco surveys – when you complete a shop at Tesco, visit www.tescoviews.com and fill out a short questionnaire. You’ll be given 25 points and a chance to win a £1000 gift card.
- Esso petrol stations – I’m sure you’re aware that you can earn Clubcard points in Tesco petrol stations, but you also earn 1 point for every £3 you spend on fuel at Esso. Any other purchases from Esso will earn you 1 point for every £1 spent.
My Tesco Clubcard vouchers have expired, can I do anything?
Clubcard vouchers are only valid for 2 years. Tesco are quite strict with this policy, but there is no harm in contacting them if you find you have some expire vouchers. You may catch them on a good day.
Do I need to have the exact value of Clubcard vouchers when shopping?
No. When making your purchase, if you don’t have enough in Clubcard vouchers, you can pay the rest by another method. And if the value of your voucher is worth more than your purchase, the points will be refunded t
Are Tesco Clubcard vouchers transferable?
Your vouchers can not be transferred to other people’s accounts.
Where do I get a Tesco Clubcard?
You can apply online and print off a temporary card, or through the app.
Can I spend my Clubcard vouchers on fuel?
You can, but they are only worth face value.
Can I spend Clubcard vouchers in Esso for fuel?
Yes, but again, they are only worth face value.
Is the Tesco Clubcard free?
Absolutely. There is no charge for having a regular Clubcard account.